FINANCING AND LEASING MADE SIMPLE!
Ride NOW! Pay Later! BIKEFACTORY Hawaii offers payment options for everyone! From No Credit to Excellent Credit, we've got options to get rolling! Don't wait, get your new ride today!
IN-STORE ONLY Payment Options:
ACIMA - Offers a flexible, lease-to-own solution with no credit option. Get approved for an amount of $300 to up to $4,000. Features a quick electronic application with a soft-credit check that won't harm your credit. Option to purchase early within 90 Days. One-Time initial payment of $79 on all approved applications. Apply In-Store at BIKEFACTORY only. Recommended for Customers with No Credit.
What's required:
Personal Smartphone (with 4G Service)
An Active Checking Account with at least $1,000 Income per month
3 Months Income history with current source of Income
Government-issued Photo ID + Social Security Number
For more information go to: https://www.acima.com/how-it-works
KLARNA - Gives you access to simple payment and financing options. Choose from 4-Easy Payments, Pay in 30-Days or Monthly Financing. Get approved for a credit of $300 to up to $10,000. Features a quick electronic application for (1) soft-credit check that won't harm your credit for 4-Easy Payments or Pay in 30 Days. Pay full balance in 90 Days (2) Hard-Credit Check for Monthly Financing options. 0% Interest for simple payment options. Apply In-Store at BIKEFACTORY only. Recommended for Customers Building Credit or with Good Credit.
What's required:
Government-issued Photo ID + Social Security Number
For more information go to: https://www.klarna.com/us/what-is-klarna/
SYNCHRONY - Credit Card application with Promotional Deferred Interest financing programs. Choose between the following two promotional programs (1) 0% interest for 12 Months Financing (2) 9.99% APR for 36-month fixed payments. Get approved for credit of $1,000-$15,000. Hard-Credit check. Apply In-Store at BIKEFACTORY only. Current Synchrony Card holders may use their card and pick programs (where qualified) at any BIKEFACTORY location. Recommended for Customers with Good or Excellent Credit.
What's required:
Government-issued Photo ID + Social Security Number
2nd form of Identification (Credit Card, SS ID, etc)
For more information go to: https://www.mysynchrony.com/how-it-works.html
ONLINE ONLY (bikefactoryhawaii.com Purchases) Financing Options:
AfterPay - Offers quick payment program with 4 interest-free installments for online purchases of $300.00 up to $2,000. Features a quick electronic application with a soft-credit check. Apply at checkout or via link on all qualifying products on bikefactoryhawaii.com. May not combine with other modes of purchase. Recommended for Customers Building Credit or with Good Credit.
For more information go to: https://www.afterpay.com/en-US/how-it-works
